Photograph: Dado Ruvić/Reuters

Revolut Junior is an app designed for children in mind, aged six to 17, and is an extension of the parent’s Revolut account.

Revolut is one of the fastest-growing banking apps that is letting its teenage customers make contactless payments using their iPhone or Apple Watch.

With almost 4 million users in Britain, 16 million globally, and with more than 200,000 teenage users in the UK. A Revolut spokesman said its Junior account holders in the UK and Europe can now make use of Apple Pay.

The company offers a bank-style account with a debit card, plus a range of other financial services. This will encourage teens to be more security conscious and will allow for payments to be processed contactless other than “adult retailers”, such as off-licenses and betting shops.

Apple Pay requires having an Apple ID; in the UK, teenagers from the age of 13 can sign up for one. Apple Pay for teens “simplifies payments … and adds an extra layer of safety”.

The company has also said Apple Pay will soon also be available to Junior users in the US, Australia, and Singapore.

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